Need an appraisal in Durham or Durham County?

Here are the top 7 reasons why NC homeowners need Able Capital Appraisal:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
Challenge Durham county's assessment of your property
Remove PMI to reduce their mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Durham county or NC

Do you own a home in or near Durham? Do you need help deciding the price of your real estate?
Contact Able Capital Appraisal.

We at Able Capital Appraisal understand the special needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Able Capital Appraisal, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. Able Capital Appraisal is experienced in helping clients just like you get rid of unneeded and unwanted PMI insurance.

Challenge a property tax assessment

If you live in a region that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an appraisal report from Able Capital Appraisal is your perfect weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be difficult and inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Able Capital Appraisal can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.